Lenders
Score
APR
Loan Amount
Learn More
9.9
2.49% - 35.99%
$1,000 - $100,000
9.9
-
$15,000 - $250,000
9.9
3.99% - 19.99%
$5,000 - $100,000
9.6
9.95% - 35.99%
$2,000 - $35,000
9.6
7.99% - 35.99%
up to $50,000
9.5
8.05% - 25.89%
$1,000 - $40,000
9.0
2.49% - 35.99%
$1,000 - $50,000
9.0
5.99% - 35.99%
$1,000 - $35,000
8.8
5.99% - 18.85%
$5,000 - $100,000
8.6
5.99% - 35.99%
$100 - $35,000
8.5
8.99% - 21.49%
$2,000 - $35,000
8.3
5.99% - 29.99%
up to $50,000
8.0
2.49% - 35.99%
$500 - $100,000
7.8
6.99% - 19.99%
$3,500 - $40,000
7.8
8.27% - 35.99%
$1,000 - $50,000

Guides

How Your Credit Score Affects Your Loan Chances

How Your Credit Score Affects Your Loan Chances

Have you ever wondered what affects your chances of getting a car loan, home loan or a personal loan? One of the biggest factors is your credit score. So what exactly is your credit score? Here, we will explain the important role that a credit score plays in determining your loan approval chances.

READ MORE 29/03/2022
Parent Student Loans: What You Need to Know

Parent Student Loans: What You Need to Know

College expenses are not cheap, and costs quickly add up. Discover why many families choose to take out student loans or parent student loans to help them out!

READ MORE 29/03/2022
How to Get Personal Loan for Vacation?

How to Get Personal Loan for Vacation?

Creditors and traditional banks offer different personal loans. A person can use personal loans for various reasons. Each lender has a different set of requirements. That is why we will look at other personal loans offered for vacation purposes specifically and the features of those loans.

READ MORE 23/03/2022
How to Choose a Home Equity Loan

How to Choose a Home Equity Loan

Calculating home equity involves knowledge of appraisal cost for the home and the latest loan rates to evaluate the payment schedule. That is why we will look at home equity loan rates offered by banks and compare home equity loans with HELOC.

READ MORE 15/03/2022
  • How does APR work? Are interest rates and APR the same thing?
    • The interest rate charged on a personal loan is referred to as APR, or annual percentage rate. The APR numbers can differ, but they will always have a maximum of 35.99%. APRs usually range from 5% to 30% with online personal loan lenders. Different factors like credit score, income, and financial history will determine the APR of your loan. The quoted APR includes any related fees.
    • You pay interest if you borrow money from an online lender. Since the APR includes all fees as well as the interest rate, the APR is an accurate representation of the cost of the personal loan.
  • What are the effects of personal loans on your credit score?

    Loans for personal use generally don't harm your credit score. The credit score can actually be improved by a personal loan as long as you make regular payments and pay within the loan's terms.

  • Would a personal loan be available for investing?

    You can do that, but maybe not for the best. Borrowing money on a personal loan is already incredibly risky in its own right. It takes a long time to get to the level of skilled investors who take loans out on personal terms. Sometimes even these people don’t succeed.

  • Could I receive a personal loan quickly?

    Occasionally lenders allow you to apply by a certain cut off time, and your application may be approved the next business day instant. This may delay the process a few days if extra verification is needed or if you are required to visit a branch location. Usually, the lender will let you know the turnaround time upfront.

  • For my personal loan application, what do I need?

    It's much easier than you'd think to apply for a personal loan. The applications usually do not require much information about you and require just a couple of minutes to complete. Typically, loan applications ask for your name, address, phone number, AND basic information about your credit history, your income, and your financial history.

  • What is the cost of online personal loans?

    Your loan’s cost is determined by three primary factors:


    • Interest rate. To borrow money from the online lender, they charge you interest. It is typically between 5% and 36% of the loan amount. No lender can charge more than a 36% APR.
    • Fees. Fees for this type of loan can range from 1% to 5%. Prepayment penalties may also apply to personal loans that are paid off early. For late payments and unsuccessful payments, lenders are allowed to charge interest as well.
    • Loan term. This is the duration of your repayment of a loan. The lending terms of most lenders range from 3 to 7 years. You pay more interest if you have a longer-term loan. However, you’ll pay much more each month with short-term loans.
    You can depict the interest rate and fees you owe as a percentage of your annual percentage rate (APR). In other words, APR lets you know how much you'll have to pay every year until your loan is repaid. The amount does not include late fees, nonsufficient funds fees (NSF), or prepayment penalties.


Newsletter
Stay up to date with the lowest rate loans.

Your email is safe with us, we don't spam.