Lenders
Score
APR
Loan Amount
Learn More
9.9
2.49% - 35.99%
$1,000 - $100,000
9.9
-
$15,000 - $250,000
9.9
3.99% - 19.99%
$5,000 - $100,000
9.6
9.95% - 35.99%
$2,000 - $35,000
9.6
7.99% - 35.99%
up to $50,000
9.5
8.05% - 25.89%
$1,000 - $40,000
9.0
2.49% - 35.99%
$1,000 - $50,000
9.0
5.99% - 35.99%
$1,000 - $35,000
8.8
5.99% - 18.85%
$5,000 - $100,000
8.6
5.99% - 35.99%
$100 - $35,000
8.5
8.99% - 21.49%
$2,000 - $35,000
8.3
5.99% - 29.99%
up to $50,000
8.0
2.49% - 35.99%
$500 - $100,000
7.8
6.99% - 19.99%
$3,500 - $40,000
7.8
8.27% - 35.99%
$1,000 - $50,000

Guides

What Is A Medical Loan?

What Is A Medical Loan?

Personal loan to cover medical needs may or may not be the best solution for you. Here is what you need to know about them.

READ MORE 8/06/2022
How to Get a Personal Loan with Bad Credit

How to Get a Personal Loan with Bad Credit

Securing a personal loan with bad credit can seem impossible, but with these tips, you will learn how to get a loan and improve your credit score.

READ MORE 31/05/2022
What is Debt-to-Income Ratio

What is Debt-to-Income Ratio

Debt-to-income ratio is a measure of your monthly income against your monthly debt payments. Here is how it can affect your personal loan….

READ MORE 25/05/2022
Personal Loan May 2022: Factors Affecting Interest Rates

Personal Loan May 2022: Factors Affecting Interest Rates

May 2022 is the best time to lock in a low interest rate. To secure a better personal loan interest rate, understand the factors that are affecting your interest rate.

READ MORE 19/05/2022
  • Do I qualify for applying a personal loan even though I have bad credit?

    Yes, though there are limited options. If you need money fast, you might wish to consult with a bad credit personal loans lender, a credit builder or an alternative lender that doesn't just look at your credit score. You may also be able to search for lower interest rates and flexible credit requirements by looking into local credit unions or local banks.

  • How are unsecured personal loans obtained?

    Under unsecured loans, also known as signature loans, no collateral is needed. The loan amount varies depending on how creditworthy you are. The better your credit score, the better the rate. In order to apply for an unsecured personal loan you normally need proof of income, residency in the United States, and a Social Security number.

  • How does APR work? Are interest rates and APR the same thing?
    • The interest rate charged on a personal loan is referred to as APR, or annual percentage rate. The APR numbers can differ, but they will always have a maximum of 35.99%. APRs usually range from 5% to 30% with online personal loan lenders. Different factors like credit score, income, and financial history will determine the APR of your loan. The quoted APR includes any related fees.
    • You pay interest if you borrow money from an online lender. Since the APR includes all fees as well as the interest rate, the APR is an accurate representation of the cost of the personal loan.
  • What are the effects of personal loans on your credit score?

    Loans for personal use generally don't harm your credit score. The credit score can actually be improved by a personal loan as long as you make regular payments and pay within the loan's terms.

  • Would a personal loan be available for investing?

    You can do that, but maybe not for the best. Borrowing money on a personal loan is already incredibly risky in its own right. It takes a long time to get to the level of skilled investors who take loans out on personal terms. Sometimes even these people don’t succeed.

  • Could I receive a personal loan quickly?

    Occasionally lenders allow you to apply by a certain cut off time, and your application may be approved the next business day instant. This may delay the process a few days if extra verification is needed or if you are required to visit a branch location. Usually, the lender will let you know the turnaround time upfront.

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